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Discussion in 'Credit Talk' started by molly, Jan 26, 2001.
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RE: WAIT A MINUTE-Equifax bull
Send a letter to this address:
Citibank Credit Bureau Disputes
P.O. Box 6241
Sioux Falls, SD 57117-6241
Enclose the letter where they say they have no record of it. Explain what happened so far, and tell them they have 30 days to remove it from EFX or face litigation.
Also enclose you EFX credit report (Sure, by law you don't have to, it's their responsibility, yada yada yada, but you do want results don't you).
Let me make sure I get it...
I have several things I am currently getting ready to dispute with Equifax. Lots of cc's that are closed on every report BUT theirs. I was going to send them all the "we have closed your account, you have a $0 balance" letters I got from the companies that I sent to Experian. What you are saying is that they won't take them? Right? I am just trying to wrap my brain around that absurd notion.
They have my old mortgage listed as open that I sold 2 years ago. I have all the paper work from the company releasing me. I guess I better send letters instead to all the cc's and mortgage company requesting they remove it from Equifax instead and give them 30 days.
Geez, bull**** is right!
RE: Let me make sure I get it.
I would dispute the accounts online. I did that with one item and it was updated in about 6 days. But, it shows the balance it was before I closed it ($101). I am going to wait and see what it lists on my updated report. I would only recommend this if the balance is listed as zero but open.