Separate names with a comma.
Discussion in 'Credit Talk' started by godaddyo, May 15, 2001.
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You mean EquiFarce don't you?
Well, Equifax is the only one that did not get my last round of disputes. Hmmm.
Equi Farce is good!! Maybe we can write them a letter about are new name? lol
Because seven days can easily be eaten up in USPS mailing time to begin with. 2-3 days there, 2-3 days for the return trip. That would give them a day to open, process, research, respond and mail back their reply. And who would track that?
It doesn't matter whether it's 7 days or 30 days or 100 days. If the creditor verifies it AFTER the 30 days and it is, in fact, ACCURATE, then they can add it back / keep it on your credit history.
Really? I didnt even realize that I asked for that information, but then again maybe you taught somebody who posts here a valuable lesson in the FCRA. Unfortunately that person was not me. Also I believe that you may have missed my point. I believe that the information should be on hand at the credit bureau if they are willing to report it. I realize that the law states that all they have to do I verify. I just think it is not fair that they can just take the word of any moron who has a membership and I was venting my frustration in regards to innacurate and misleading information. Thanks anyways
First of all, Godaddyo, you did ask in your original post, "Why should they get 30days? Why not 7 business days." jshimmer gave a response to that and even quoted that part so anybody would know what was being referring to.
Secondly, could it be that when jshimmer said, "It doesn't matter whether it's 7 days or 30 days or 100 days. If the creditor verifies it AFTER the 30 days and it is, in fact, ACCURATE, then they can add it back / keep it on your credit history." that he/she was perhaps, maybe commiserating with you?? To me it reads like what is the point of setting a time limit for the verification process if information can just be reinserted any time after the deadline. Of course, I could be reading this wrong but I tend to give people the benefit of the doubt. I also don't get testy if someone offers additional information that perhaps wasn't specifically asked for. But that's just me.
Linda, unfortunately you may be confused about my posts also. If you read it you would see that at the bottom of my post, I stated that I was venting, Maybe I should have put in the subject line" rhetorical question" Im just b****ing no need to reply. I guess I thought that my undertone in the posts expressed my sarcastasm. I am sorry if I offended anyone or came of "testy". I hope you realize that I was just venting here like many others. The jshimmer post came off to me like I was asking for advice. That was not my intent.
Thanks for pointing out my flaws.
Well, Frankly, I probably am confused because this thread is titled, "Waiting is annoying, anyone Agree" then when you open up to read it it goes from mentioning the length of the verification process to about how the credit bureaurs should have our creditor/collections documents in their files then on to trash magazines and the media and about slander and libel then, yes, you do mention that you're venting. But ... Not only does part of the tilte "anyone agree" invite people to read and respond you also end by asking, "Anyone else this mad at Equifax, plese reply..." So, looks like I wasn't the only one that got confused.