Hello fellow posters, I have an open Washington Mutual real estate loan which shows 8-30-day lates during the period 2001-2002. I disputed online with Experian (via Creditmanager) using "never late" reason. To my surprise this CRA deleted the account entirely. My questions are: 1. Since this was an open account will this reappear on my report on the next update? and if so will the lates still show? 2. I was disappointed that my score only increased from 640-652. Do you thing that the deletion of my only real estate loan limited the increase in score? Still a "Newbie" so sorry for any confusion. Any comments would be greatly appreciated.
Same here with WAMU......Since its an open account it should reappear once it is updated....mine has been over 4 months still not showing. My score took a hit as well
And my question piggybacked on that is: If the lates reappear and padrepop wasn't given a 5-day reinsertion notice is that then an FCRA violation by CRA ? Thanks
