I use Privista for my Equifax, and you may remember some time ago I posted regarding my inability to dispute items on my Privista report. Well, Privista was of no assistance in the matter, so......I remembered seeing an address posted on this very board, and decided it was worth a 34 cent stamp to see if I could dispute without paying Equifax for a report. I got the results today....it was treated just like any other dispute, and an updated report was enclosed. I didn't get much satisfaction, since absolutely nothing changed due to my dispute, but at least I wasn't out the money for the report. Here is the address again: Equifax Office of Consumer Advocate P.O. Box 105139 Atlanta, GA 30348
So, you disputed something that you saw on an old report? Or you were you just notified that the disputed item was on there?
My weekly Privista report has account details in it, along with a score. It tells you the reasons your score is down.
Rerivista score I ordered Privista online. How do I get my score? it says my score is 99 which I don't think is right! Where is the score part located? Thanks, Phyllis
Re: Rerivista score That's it! It's a 1-100 score. Not the real FICO score - you have to get that from Equifax, and pay for it. No freebies.
Re: Rerivista score Phyllis, my guess is that your real FICO score is well above 700. The Privista score doesn't discriminate very well at the high end of their 1-100 scale. In other words, all the scores above 700 are squished together at 99. This is the opposite of the WorthKnowing.com scale for Trans Union scores, whose scores don't discriminate very well at the low end, i.e., anything under 650 squishes together at a 5. Doc
Re: Rerivista score I had 7 month's worth of credit history, and privista gave me a 98 score (score power was around 702). They're a joke, I cancelled that very day. -Roman
