want to respond correctly-help!!!!

Discussion in 'Credit Talk' started by wakingup, May 14, 2005.

  1. wakingup

    wakingup Well-Known Member

    Will keep this as vague as possible. Need help how to respond correctly without giving "them" any information they do not have. I do understand this board is watched.

    Rec'd letter from CA, sent letter of verification. CA responded with letter attempting to verify, but a good portion of the information is incorrect. Wrong dates, wrong name at time of dates, and many other things as well.

    I want to send them a letter stating that because of all this incorrect information, I want them to go away completely. I also want to make sure that the way I respond does not give them the correct information.

    What is my best plan of attack on this?? They have also sent a form of dispute.
     
  2. wakingup

    wakingup Well-Known Member

    bump
     
  3. jenz123

    jenz123 Well-Known Member

    I would just state the information they provided is not sufficient proof per the FDCPA (i've always claimed this, don't know if it is exactly accurate - but CA's have never checked) and to discontinue any/all collection efforts including reporting to the CRA's or you will take legal action.

    Not sure what information you don't want to provide but try to follow the "KISS" method - Keep It Short & Simple.
     
  4. wakingup

    wakingup Well-Known Member

    Jenz123, thank you for your response. That is exactly what I am going to do. As always, I get great help here. :)
     
  5. ontrack

    ontrack Well-Known Member

     

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