I push to find out why Amex would pull a hard on me when I did not apply or ask for a credit limit, first I was told they gonna send me somthing, but I didn't ask for anything, call again was told to call another dept. got no where, call again the lady look harder and she said they pull Cr if you apply or ask for a increase,or do a BT"" I did do a Bt""" that sucks.
BT is on an "EXISTING" credit limit~~~NO PULLING ALLOWED!!!!!!!!!!!! FIRST USA tried that on me... I got it removed... But when the "JACKED" my rate to 22.49% for no reason on one of my accounts...I CLOSED ALL OF OUR (THREE) FIRST USA ACCOUNTS $72,000+
I am working on getting that remove.You know at one time they only pull when you apply,then they start with credit line inrcease now BT. If CC companies didn't turn you down because of to many inquiries I would care.
