Wrong. My pay date for 300$ is today the 12th. Per their request I fedex'ed a letter stating that I decided to opt-out of their services within their 3 business day period from signing up. I also made several phone calls to their main 800 (800-653-9529) and was told to call a different ph#, 800-341-8441 extension 201. Note that this happened THE DAY AFTER I SIGNED UP! I was assured by the folks at the 341-8441 # that I would not be billed the 300$ fee, the person I spoke to GUARANTEED ME that i would not be billed. Guess what? I call my bank today and I was billed 300$. Not only that, I call the 341-8441 # again today and get a totally different story- since I signed up for a complete retainer That I would have to speak directly to Lexington. Which IS NOT WHAT I WAS TOLD IN TWO PREVIOUS PHONE CONVERSATIONS! I'm trying desperately to call them now, And I just get a busy signal. Have been for two hours or so. I'm so friggin angry right now I can't see straight, and i'll have to wait 1 week or so to get credit on my account, I suspect. Thats IF the numbskulls at lexington can figure out how to do it! You'd think that 10 phone conversations and 1 letter would be sufficient for Lexington to figure out that I did not want to use their services, but No. Never again. Moral of the story: DO NOT USE LEXINGTON!