Called this morning. They said all we can do is dispute them with TU. Anybody get anything different? Anyone have TU's 800 dispute number handy? Thanks, Todd
I pulled mine this morning and I have 2 hards. I just got off the phone with Trans Union and the girl told me any 3rd party monitoring service can code inquires as hard. Trans union can't do anything. I then called Privacyguard and they gave me a number for their Credit advisory # 800-511-2739 and they can't do anything either. This is BS!!!!! Something should be done.
I just called Privacyguard again, I just spoke to a sup. in membership services. She just told me they have no affilation with Iplace or Consumerinfo.com it's there competitor. She then goes on saying It's probably someone else pulling my file. Im really getting the run around now. There's nothing they can do she said.
Yeah, since DW had a hard appear yesterday after I pulled her PG, I FIRST pulled her WK to verify ONE hard. Then, I pulled her PG and voila !, there were 2 hards. This was around 10am Eastern.
I have called PG and they told me to call the Advisory Board at 800-511-2739, they in turn told me that they can't deal with online credit reports and then told me to call PG back or call TU. I have to wait on TU for the "priority dept" to call me back...not only am I pissed about PG, but does anyone know anything about the "priority dept" at Trans Union??
When I used a company called "Confidential Credit" (another 3-in-1 report service -- it was a division of First American CREDCO) a couple years ago, their inquiries showed up as HARD on TU as well! I had to escalate quite a bit in order to get that fixed -- it was amazing. I'm wondering if perhaps PrivacyGuard is doing the same thing wrong (or if it's the same company who never fixed their problem). In any event, it's interesting that it only happened with TU with me as well. Doc
I calledand talked to a christy who told me it was their fault and they are working on the problem. the first person I talked to kept reading off scripts to other problems. I was like no no I did not lose my ID# and no no I do not need another packet. She just kept going and going like an idiot. Chrsity told me to fax attention her to (307) 771-2950 a copy of my credit report showing the hards and she will forward it to the credit bureau department at PG. She said she had no clue how long it will take though. My suit gets filed tomorrow if it is not fixed by then.
I've been trying to call them at 877-202-8828 but the line has been busy four a couple of hours now. Is there any number I can call? It seems like others here have been able to get a hold of P.G. I am applying for a mortgage today and I need this fixed right away!
Ok, this is going to be long. From my credit reports: EQ: 3\21\2003 CD-Consumerinfo.com 3\15\2003 CD-Consumerinfo.com 3\12\2003 CD-Consumerinfo.com 3\4\2003 AR-Consumerinfo.com 2\28\2003 CD-Consumerinfo.com 2\19\2003 ID-IPlace Inc 2\19\2003 CD Consumerinfo.com EXP: 4\19\2003 Consumerinfo.com 3\21\2003 Consumerinfo.com 3\15\2003 Consumerinfo.com 3\12\2003 Consumerinfo.com 2\26\2003 Consumerinfo.com 2\19\2003 Consumerinfo.com TU: 3\2003 Trilegiant via Merchants 3\2003 Consumerinfo.com via IPlace PP-consumer initiated transaction 2\2003 Consumerinfo.com via IPlace PP-consumer initiated transaction This just doesn't make any sense, does it? the consumerinfo.com and IPlace pulls coincide with my Privacy Guard pulls but then not ALL of them. Then there's the AR from consumerinfo.com that I don't know what to think of, because it sure as hell is not consumer disclosure. And that inquiry from IPlace coded ID? PawMix
Just yesterday for the first time I obtained my CR from privacyguard..Oh boy!!!and I also have (1) hard inq. I spoke to customer service @ privacyguard...they can't give me a right answer! Is this legal??? Can they post hard inq?? Also, about 2 months ago I obtained 3-1 CR from another company and (1) hard inq was posted on CR with TU, however I did disputed with TU and it was removed!
I was finally able to connect to Privacy Guard and they told me to call the Advisory Board # as well. Then, the advisory board rep told me they can't help me with reports pulled online! Those freaking maggots are giving us the runaround! Let's sue the bastards and ask for a refund with continous membership for as long as we want and $1,000 for each hard inquiry they put on our credit files! PLUS damages... i.e. getting denied credit, loans, etc.
Re: Re: WARNING.......Privacy Guard A "HARD" CAN NOT BE PULLED WHEN YOU GET YOUR CREDIT REPORT...A "HARD" CAN BE PULLED WHEN YOU APPLY FOR CREDIT!!!
