Pulled hubby's EQ report today...score jumped from 681 to 689 (wish it was real!). I'm surprised- we just had a brand spanking new haven't even gotten the cards yet Lowes account start reporting. Thought he'd take a point loss on that because it was so new but now he's getting the positive message about low credit utilization percentages. There WAS a paid judgment from 97 on there that was deleted so I'm sure that helped. BUT, he's had something in the neighborhood of 6 inquiries in the past week (shame shame on me). I was sure his score would drop! Soo... we're only 11 points away from MAYBE hitting 700...at least for a day or two then his score will drop back down to the pre-dispute level.