Check out our short credit tip of the week, which describes the PRBC ( Pay Rent Build Credit) and how it's helping consumers who lack traditional credit history build a credit report and FICO score. Here's the link: How to Build Credit with No Debt For those of you who don't recognize my name, I also wanted to introduce myself and let you know I will be making a more conscious effort to participate in the forum from time to time in 2009. I am an owner of Creditnet.com, consider myself a personal finance junky, and currently provide a great deal of the content for the site's featured articles, tips, and blog posts. Thanks to all of you who participate in the forum on a regular basis and try to genuinely help others who are seeking answers to their credit-related questions. Creditnet wouldn't be the same without you, and we hope you return to visit often. Cheers, Josh
I'd say welcome, but it's your forum!!! Thanks for making it available. I'll do what I can to help out.