Hi All, Need feed back.... I have on 3 of my CR's this account Wells Fargo Financ charged off account/account transferred or sold date open 6/95---DOLA(4/98eqx)(8/98tu)(12/00/2/01exp)-HC 4077-balance $0--- I have disputed online with Equifax and they verified that this item belongs to me....have dispute with the other agency but have no heard anything....what would be my next step...this is the only thing holding me back from homeownership. tks sleeplessin nc ---