Thank you all for your interest in Western Security Bank accounts. In answer to your questions -- first of all, the credit card is a very different type of account than any of the other savings or checking accounts. While those types of accounts can be linked together and accessed via internet banking, the credit card cannot. Also, since we are a community bank, you must be able to come into the bank in order to open a checking or traditional savings account. For that reason, most of our traditional account holders are local to the Burbank area. The credit card is the only account we offer throughout the United States. Thank you for your inquiries. Regards, Angela Otey