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Discussion in 'Credit Talk' started by Sindy, May 15, 2000.
Any info/advice would be much appreciated...
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
Try First Consumers National Bank, they have no application fees and have a low anual fee. They offer a credit line "up to" 150% of the secured deposit.
Has anyone has any first-hand experience with this card. Is it a good company??
Yes I had an account with them, no complaints. I'm applying for another card, in fact.
They're rates are REALLY high. I want to pay as low an interest rate as possible. That was what was so great about WSB- 5.9%
Try checking under cardtrack.com or cardsmart.com and maybe you can find one.
All the secured cards I've ever found are sub-prime, high-interest cards. There is a price for bad credit unfortunately. But if you find a card that is less (without the high up front fees), I'd appreciate the info.
This truly is a major pity. This card was considered by myself and many others as by far the best as well as being the 2nd easiest (behind those for those with a bankruptcy only such as Net1) to obtain.
Combine that with the recent downgrade of surely the best sub-prime unsecured card offered by Orchard Bank (Household Finance has taken over and is now instituting sub-prime ripoff schemes) and things aren't looking too good for sub-primers.
RE: Secured Cards
Capitalone's the cheapest i've seen
$49 for $400 or $99 for $500 limit secured card. $29/yr fee. high interest. Online payment/statements too.
LETS WRITE/EMAIL WESTERN SECURITY BANK TO ASK THEM TO RECONSIDER THE DECISION OF DISCONTINUING THE CARD. THE MORE PEOPLE WHO SEND LETTERS OF RECONSIDERATION OF THEIR DECISION, MY BE THEY MAY CHANGE THEIR MINDS.
ALSO, MIGHT SUGGEST THAT YOU WOULD BE INTERESTED IN THEIR GOING UP ON THE INTEREST RATE TO 9.5.
JUST A THOUGHT
PLEASE WRITE/EMAIL WSB AND ASK FOR RECONSIDERATION OF THEIR DECISION. ALSO INFORM THEM THAT AS A CARD HOLDER YOU WOULD AGREE TO A NEW INTEREST RATE OF 9.5 AT MOST.
I think that this is a great idea. I would be willing to pay this as it is still an extremely reasonable rate. Perhaps we can e-mail our messages as time is of the essence. Operations manager is Angela Otey ad her e-mail is firstname.lastname@example.org. Thanks!
YES. WE NEED THIS CARD TO REMAIN AVAILABLE. I THINK A 9.5% RATE WOULD BE REASONABLE AND I WOULD AGREE TO IT.