This company trying to collect the debt in my state (IL) currenty they dont have a lic to work on this state ....please read this and tell me what do u think should i go for small claim court. Sec. 4. No collection agency shall operate in this State, directly or indirectly engage in the business of collecting, solicit claims for others, have a sales office, a client, or solicit a client in this State, exercise the right to collect, or receive payment for another of any account, bill or other indebtedness, without registering under this Act except that no collection agency shall be required to be licensed or maintain an established business address in this State if the agency's activities in this State are limited to collecting debts from debtors located in this State by means of interstate communication, including telephone, mail, or facsimile transmission from the agency's location in another state provided they are licensed in that state and these same privileges are permitted in that licensed state to agencies licensed in Illinois. (Source: P.A. 88-363; 89-387, eff. 1-1-96.) http://www.legis.state.il.us/ilcs/ch225/ch225act425.htm
RE: westmoreland /capitol one ILLINOIS CAN FINE THEM, but i'm not sure you could even get your filing fee paid by them, let alone a $5,000 WIN.
RE: westmoreland /capitol one http://www.cccsintl.org/susan/coll.htm try the above link some cool info ./
RE: westmoreland /capitol one Thx George But problem is they never tried to collect this debt , I mean they never send out a collection letters. but they insert item in my report.
RE: westmoreland /capitol one But problem is they never tried to collect this debt , I mean they never send out a collection letters. but they insert item in my report. is the above legal?
