About a week ago I applied for a Abercrombie and Fitch card online. I called to check the status today and they said they couldn't find an account for me but that doesn't mean I wasnt approved. She asked if I applied in store, and I told her no I did it online. Her reply was that they have to remove those applications from the systems, and than they are manually reviewed. Any of you all have any idea how long WFNNB usually takes to process applications, and the likelyhood of being approved ? Score is low right now due to a reporting balance of $772 on my cap one visa, my four other tradlines have zero or low balances. Credit history is about a year and 2 months. I did a search and didn't come up with much. TIA
They checked EXP for me... I got instant approval from WFNNB/J. Crew and had the card in 5 days. This is probably not much help...
I applied for mine in the store about 2 1/2 years ago and was instantly approved. I had some lates at the time but I don't remember my scores.
They pulled my Experian report. I was denied because of Gulf State's $26 BS collection account and my ratios were skewed because Providian lowered my limit from $2000 to $250 when my balance was 1600, so my balance ratio was like 245%.
