I have an old account from a BK almost 7 years ago. Pretty much everything from the BK has either fallen off or is about to. Except this one account from WFNNB which was for a Lerner New York Card. For some reason they have my DOL as 95 on one report, 99 on another and 2001 on another. I have tried disputing with all the CRAs and they all come back verified. I have even sent a letter through PlanetFeedback to WFNNB with no response. Any suggestions for a letter? Should I continue writing to the CRAs or should I try WFNNB directly. It just strikes me as odd they they verify all three different dates. Thanks, Misty
I am also disputing an account with WFNNB/Lerner. It is a very old account and it's only $150. so I don't anticipate any problems. What I would suggest is sending a modified form of the validation letter to them followed by a firm letter indicating your intent to file a claim with the ATG. Last resort hit them with an intent to file suit letter and then file. Keep your credit reports for proof and leverage when dealing with them. You have clear proof of their vilations (re-aging) and that should be the basis of your lawsuit. What the hell you might just want to go straight to the lawsuit.
Hey guys... hope this helps any Smitty If a tree falls in the woods, and 2 + 2 = 4; then... where did I put my keys?
I tried both those numbers, one was a fax number and the other was to a different company, express signatures or something like that. Anyone else have a number for WFNNB
I have a customer service number, only because they sent me a pre-approved offer today, like I want that at 28.9%..haha