Thanks, Mist! I will follow this advice, I will feel more comfortable waiting for TU to finish its investigation. From what I have heard so far it seems that they pull one report if they are denying you and two just to make sure if they are approving you. I really cannot afford another inquiriy on EQ and TU is not in good shape yet. So I will be a little patient for MBNA and hold on a little longer. Cypri
please explain more carefully the derogs (type) and which card he got from mbna? I'm curious. They said no derogs. What kind of score did he have? And what kind of card did they offer him?