WHAT? AMEX=O5 on EQ, but CA letter!

Discussion in 'Credit Talk' started by acs1122, Apr 17, 2003.

  1. acs1122

    acs1122 Active Member

    The EQ report shows AMEX as O5...but I rec'd a letter from URSI (a CA). How can AMEX still report the acct as "open" when they've already gave the account to URSI (a CA)?

    I called AMEX but they only refer me to the CA. How should I approach this matter? Should I write the CA, AMEX, or both?

    Also, this was a business acct for my corporation...can they legally report the acct on my personal credit? Please advise on how to proceed with my goal of deletion.

    Thanks in advance.
     
  2. jlynn

    jlynn Well-Known Member

    Amex did the same thing to me. Have they written that they have closed your account?

    Validate with the CA...be warned my understanding is Amex keeps excellent paperwork.

    Did you personally guarantee the card? I think I have read FTC opinion letters on this issue, but for the life of me, can't put my finger on the right one.

    Thanks in advance. [/QUOTE]
     
  3. acs1122

    acs1122 Active Member

    I don't think that I gave a personal guarantee...but I don't remember for sure. I'll do a validation with the CA.

    I want AMEX removed, but they won't even speak to me about the acct. Not sure how to proceed with them...please advise.

    Thanks in advance
     
  4. jlynn

    jlynn Well-Known Member

    Re: Re: WHAT? AMEX=O5 on EQ, but CA letter!

    Until you find out if there was a personal guarantee, that might have to wait. Just proceed with CA validation.
     

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