I have a judgement against me from citibank but it is being stayed right now until the 27th. I was offered a settlement amount but I won't have the money in time before the judgement is entered and put on my credit report. I will have the money after the judgement is entered and will be able to pay it. So even after the judgement is entered, if I pay it right away is my credit still ruined? I hope that I am making sense.
I already did. I thought that the money would be ready by then but now I probably won't have it until another 2 weeks. I will have the money guaranteed i just need more time and I don't know if they will give it to me.
Maybe you can make a "partial good faith" payment before hand in order to get them to delay filing. YOU DON"T WANT A JUDGMENT ON YOUR CR IF YOU CAN AVOID IT Make sure to get everything in writing
They already filed. The judgemen has already been entered it is just being stayed right now until the 27th but I won't have the money until after. The settlement amount is for 952.00 but if I don't pay by the 27th I will have to pay $1600.00. I will try to work something out with them.
If they have the judgment already and you don't come up with settlement amount, your credit will considerably damaged.
the only thing I can do now is just try to work out something with the lawyers who are handling this case and tell them when I can have the money to them. I hope that works. I already have one judgement on my report for about 100 dollards but I don't want another one