What are Sub prime cards

Discussion in 'Credit Talk' started by Imacer, Oct 30, 2003.

  1. Imacer

    Imacer Active Member

    Give me some cards that are BK 7 friendly for a sub prime card. Been discharged for almost two years.
     
  2. faztcobra

    faztcobra Well-Known Member

    Lots of info here. Do a search for BK or subprime. I promise you'll score!
     
  3. Nineflies

    Nineflies Well-Known Member

    Cap1 would probably be pretty easy. I used American Pacific Bank a month after discharge, but it was a secured card.
     
  4. luvjdm

    luvjdm Member

    Sorry about the format, but I hope this helps you get started.

    Amalgamated Bank of Chicago
    800-723-0303
    Gold
    9.25%
    $50
    25 days frombilling
    9.25%
    2.5%/$2.50
    No Application Fee. Deposit $5000-$15,000 Line of Credit same as deposit

    Amalgamated Bank of Chicago
    800-723-0303
    Standard
    12.75%
    $50
    25 days from billing
    12.75%
    2.5%/$2.50
    No Application Fee. Deposit $500-$4,500; Line of Credit same as deposit.

    U.S. Bank/Korean Air SKYPASS
    866-759-7277
    Classic
    13.99%
    $55
    20 days from billing
    15.99%
    3%/$5 min
    Air Miles: 1 mile for every $1 in purchases, 3,000 bonus SKYPASS miles with first purchase, redeem miles for travel on Korean Air and other Sky Team partners. Credit Limit equal to deposit $300-$5,000

    U.S. Bank
    800-285-8585
    Classic
    14.49%
    $35
    20 days from billing
    19.99%
    4%/$5 min
    APR may vary depending upon credit history, credit line is equal to deposit, $300-$5,000

    Merrick Bank
    801-545-6600
    Classic
    14.70%
    $36
    25 days from billing
    21.70%
    4%/$5 min
    Deposit $300-$3,000. Credit limit equal to amount of deposit

    Bank of America, NA
    800-678-2632
    Gold
    15.24%
    $29
    20 days from billing
    19.99%
    4-5%/$5-$2
    Deposit: $250-$4,999, APR may vary depending on credit history

    Washington Mutual Bank
    800-382-3334
    Classic
    15.30%
    $35
    20 days from billing
    15.30%
    3%/$5 min
    No Application Fee; Deposit $300-$5,000; Line of Credit same as deposit. Minimum deposit $300

    Evans National Bank
    716-549-1000
    Classic
    15.60%
    $20
    25 days from transaction
    15.60%
    $0
    Regional: New York

    Wells Fargo Bank
    800-642-4720
    Classic
    17.24%
    $18
    20 days from billing
    21.80%
    4%/$5-$15
    No Application Fee; Deposit $300-$5,000

    American Pacific Bank
    800-610-1201
    Classic
    17.40%
    $35
    25 days from billing
    17.40%
    3%/$5
    Deposit $300-$15,000. Credit limit equal to amount of deposit. Credit limit may be increased by deposits of $100 or more to secured interest bearing savings account. Nationally offered except in Wisconsin.

    Union Plus/Household Bank
    800-651-5108
    Standard
    18.00%
    $20
    25 days from billing
    19.99%
    3%/$5
    No Application Fee; must be a union member; Deposit $250-$5,000; Line of Credit same as deposit

    HSBC Bank USA
    800-975-4722
    Standard
    19.80%
    $35
    25 days from billing
    19.80%
    3%/$3
    No Application Fee; Deposit $300-$2,500; Line of Credit same as deposit; Available in NY only.

    Plains Commerce Bank
    605-948-2344
    Standard
    19.80%
    $39
    25 days from posting
    19.80%
    3%/$2
    Nationally offered except in Wisconsin. No Application Fee; Deposit $300-$5,000; Line of Credit same as deposit.

    Plains Commerce Bank
    605-948-2344
    Classic
    19.80%
    $39
    25 days from posting
    19.80%
    3%/$2
    Deposit $300-$5,000. Credit limit equal to amount of deposit. Nationally offered except in Wisconsin. No Application Fee;

    First National Bank of Marin
    702-269-1100
    Gold
    19.80%
    $90
    25 days from billing
    19.80%
    3%/$3 min
    Partially secured card, Enrollment fee $89, Security Deposit $200, Annual fee will be billed at $7.50 a month

    First PREMIER Bank
    800-987-5521
    Standard
    19.90%
    $69
    25 days from billing
    19.90%
    3%/$2-$25
    Credit limit is equal to deposit, min $200 - max $5,000; $20 annual fee for additional card

    Bank of Smithtown
    631-360-9300
    Classic
    20.99%
    $20
    25 days from billing
    20.99%
    3%/$10
    NY Metro area.

    TrustCo Bank
    518-377-3311
    Standard
    21.90%
    $25
    25 days from billing
    21.90%
    3%/$4 min
    Minimum deposit is $500, maximum is $5,000; credit limit is equal to deposit; banking area only

    Cross Country Bank
    800-252-1159
    Gold
    23.99%
    $120
    0 days from none
    23.99%
    5%/$5
    Deposit $200-$5,000. Credit limit equal to amount of deposit. Choose from: Account Origination Fee of $50 with a $10 Monthly Maintenance Fee or Account Origination Fee of $100 with $50 Annual Fee.
     
  5. lbrown59

    lbrown59 Well-Known Member

    Cards thst aren't prime
     

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