I am a victim of Identity Theft.. This has been going on for over a year. The credit card company wrote it off (1 mark on my credit report) then sent it to collections (2 mark on my credit report). They claimed they never got an affidavit. It's a long story .... the point is... They had all information including a police report (almost a year ago), estimate on all fraud charges, I sent off the affidavit (they claimed they never got it). So..... I sent them another one (after seeing the two items on my credit report). It's been over 30-days... what do I now... legally....?????