I have a couple of questions 1. I am showing a Collections on my CR but this account was paid in full to the orginal creditor ( a telephone company). I have a letter stating that this account was paid in full in May. The CA is reporting that is was sent to them in July. Is this a violation? I realize I need to send a letter to the CRA but do I need to send one to the CA as well? 2. Is there anything that can be done to remove a paid collections account? This is the biggest blemish on my CR causing my score to dip below 600. I would really like to repair this if I can. At this point it is not showing that is account was paid, if is was showed as paid would this raise my score or am I just screwed?
1. I am showing a Collections on my CR but this account was paid in full to the original creditor 2*I have a letter stating that this account was paid in full in May. 3* I realize I need to send a letter to the CRA but do I need to send one to the CA as well? 4* Is there anything that can be done to remove a paid collections account? 5*if this was showed as paid would this raise my score ? Brainwashed xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxXXXXXXXXXXXX 1 * Who is collecting? 2*Did you know they can still report a paid collection? 3*No: What you do is send the CA the validation letter. After they get it dispute with the CRA. 4* Yes. However if it was paid to the OC before the CA got a hold of it there wasn't any collection. 5 * What it will do is keep your score low for more years than necessary. THE END ** *** ** LB 59 """"```--~~~~~~~~~--```'""'''
