I just checked my online EQU score, and it shows 730! I just wanted to know what I can do with it while it lasts - I have learned from experience that its here one day gone another for some stupid reason. Anyway, what can I get with it? I haven't opened an account for a long time, so I'm itching to. Any suggestions?
If that 730 is with no derogs, and at least 5 years of credit history (don't quote me on that)... then you should be able to get pretty much anything you want. Just look for creditors that pull EFX exclusively in your state, you should have no problem being approved.
p.s I was 734 for 3 days! Then a credit card updated, and I was dropped to 728. I still want my points back! So these scores are pretty tough to maintain *sigh*
I was thinking of trying to get limit increases or getting another MBNA or BofA to go the backdoor way into getting a large increase, but I don't know if applying and opening another card is going to bring the score down alot.
