So a judgment will be entered against me and, under the advice of some people on these boards, I will wait until after the baby is born to pursue bankruptcy so I can include my medical bills in the BK. The question: What does it mean to have a judgment against me? What can Sherman Acquisitions do? I don't think I will be able to afford this attorney until AT LEAST July (especially now that it will cost MORE to deal with the judgment). Please let me know what to expect from this process. I already have enough to worry about getting ready for the baby... do I need to worry about them coming after my refrigerator? Thanks in advance.