what can you dispute from your credit what does charge off mean what does lost or stolen card mean do medical bills really noy count im clueless, please help
Charge-off means a bill was not paid, and the original creditor charged off (took a loss) for the unpaid amount. It may, or may not, have been paid later. It generally counts negatively against your FICO score. Lost or stolen card is reported when you tell a CC company that you lost your card and they issue you a new one, blocking the old one, or sometimes when you report a fraudulent charge. As far as I know, it does not count negatively toward FICO. Medical bills in collection count negatively, just like any other collection account.
