What cards can I get.....

Discussion in 'Credit Talk' started by Flyingifr, Oct 3, 2003.

  1. Flyingifr

    Flyingifr Well-Known Member

    with a FICO of 645-675, depending on the CRA pulled?

    It might be a useful thing for us to know - what we CAN get with a given FICO score. How about it Doc? Any ideas?
     
  2. RichGuy

    RichGuy Well-Known Member

    Citi AAdvantage MC
     
  3. Brad J

    Brad J Well-Known Member

    Citi is not FICO driven. There are a number of other factors they consider, if anyone knows what they are, let us know
     
  4. catnap1972

    catnap1972 Well-Known Member

    Age of accounts, number of accounts, number of inquiries, total balance, yada yada...
     
  5. RichGuy

    RichGuy Well-Known Member


    Very few cards are FICO driven. That would mean that a certain score guarantees approval for a card.

    FICO scores can roughly indicate a probability of acceptance, but rarely more than that. I believe that Flyingifr's FICO scores indicate a good probability of acceptance for the Citi AAdvantage MC.
     
  6. J. Vick 71

    J. Vick 71 Well-Known Member

    You could also be turned down for a card with a FICO in the 700 area with one negative listing. But a FICO score 75 points lower could be accepted with no negative history.
     

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