Re: What cc's can i get? EQ: Target guest, possibly Target visa (depending on how many derogs you have).
Re: What cc's can i get? Maybe a cap 1. You might want to consider getting a secured mc/visa while you are working on cleaning up your reports. That way, at least you will be building positive credit at the same time. Then, when you get your reports in good shape, you will have some current good credit for potential new creditors to look at when you apply.
Re: What cc's can i get? You could also try American Pacific Bank at www.apbank.com Here is the info on their secured card. American Online Bank Services Provided by American Pacific Bank Member FDIC Disclosure Table for Regular/Business Secured Visa from American Pacific Bank (Se Habla Español 1-800-610-1201) 17.4% Fixed Annual Percentage Rate 25 Day Grace Period for Purchases No Transaction Fee for Purchases No Application or Processing Fee $35 Annual Fee ($45 for Business Accounts) Annual Percentage Rate: 17.4% Fixed Grace Period for Purchases: 25 days on average Grace Period for Cash Advance: None Method of Computing the Balance for Purchases: Average daily balance including new purchases Annual Fee: $35 per year/$45 for Business accounts Transaction Fee for Cash Advances: $5 or 3% of the advance, whichever is greater Late Payment Fee: $25 Overlimit Fee: $25 Secured Credit Cards Need to establish or rehabilitate your credit? We can help! Set Your Own Credit Limit Our secured Visa card gives you a credit limit equal to your security deposit, yet no one but you knows itâ??s secured. Set your own credit limit, beginning as low as $300 for personal accounts and $1,000 for business accounts. You may increase your limit up to $15,000 simply by sending additional deposits of $100 or more. Never a Processing Fee We never charge a fee to process your application, unlike some of our competitors. Fast Turn Around Upon approval you can have your Visa card in as little as two weeks if you send a bank issued cashierâ??s check. Processing for personal checks takes approximately four weeks. Establish a Savings Plan Your savings deposit will establish a secured savings account, earning a competitive interest rate, and is insured by the FDIC. All of the Convenience of Visa Visa is accepted worldwide for cash, services, and merchandise at over 12 million locations. Provides access to over 200,000 Automated Teller Machines (ATMs) in over 80 countries. Get Your Credit On Track Your account history is reported to all three major credit bureaus each month. Easy Guidelines $10,000 gross annual income U.S. resident Must reside in the Continental U.S., including Alaska or Hawaii 18 years of age or older A phone in your home Current accounts not seriously past due Bankruptcy must be discharged. If your bankruptcy was filed in the past 12 months, send a copy of the discharge papers. A chapter 13 bankruptcy must be at least 6 months old
