What credit card can I get under500

Discussion in 'Credit Talk' started by Brinasia, Oct 12, 2005.

  1. Brinasia

    Brinasia Well-Known Member

    Hi
    Im trying help my friend repair her credit.. what card can she get with a score of less than 500 and no bankruptcy. Also she has no car and no mortgage. What kind of cards should she get?
     
  2. kuulski

    kuulski New Member

    good question I would like to hear the answer to this Im not sure what my score is but around 500 sounds right
     
  3. Brinasia

    Brinasia Well-Known Member

    BUMP
     
  4. TVercetti

    TVercetti Well-Known Member

    If your score is under 500 I would concentrate on taking care of obligations you may have a chance to get deleted or pay for delete on.

    OrchardBank gives people cards with low scores (I got one with a 550).

    You may have to go with a secured card where you give a deposit to use the card.
     
  5. Brinasia

    Brinasia Well-Known Member

    bump
     
  6. Brinasia

    Brinasia Well-Known Member

    Do you guys know of any secured cards she can apply for?
     
  7. TradeWiz50

    TradeWiz50 Well-Known Member

    Re: What credit card can I get unde


    Nope. Anything under a 500 FICO is unheard of with a unsecured card. She' has too have a large amount of charge offs, collection accounts, tax liens, or judgements too be that low.
     
  8. Brinasia

    Brinasia Well-Known Member

    Re: What credit card can I get unde

    yes she has a lot of charge offs...well what's agood secured card?
     
  9. Trilivonel

    Trilivonel Well-Known Member

    Re: What credit card can I get unde

    Do a search on this website to find out the best cards but from what I read, BoA is the best.
     
  10. MrDario

    MrDario Member

    Re: What credit card can I get unde

    try a secured card that is your best bet. BOA has a secured card with a 500 limit and only a 99 deposit. the same as cap 1 i would give them a try
     

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