What Credit Cards to Improve Credit

Discussion in 'Credit Talk' started by choko, Nov 22, 2003.

  1. choko

    choko New Member

    Hello All,
    I just came accross this site. While i was searching for info on imporving my Credit Report..

    I score a 530 and rated poor.

    So basicly. What i'm asking is, what secured credit cards actually report to all the credit beruos..

    Also.. any other ways of building better credit besides just credit cards.

    Thanks
    -Choko
     
  2. Mirage

    Mirage Well-Known Member

    When you say you score 530 where did you get that score from.

    Give us a summary as to what your credit file consist of.

    ie: bk, lates etc...

    Best regards,
    Mirage
     
  3. choko

    choko New Member

    Hello Mirage,
    Im trying to learn what everything means on my credit report.. Kinda confusing for a newbie :)

    I had a sonoco master card i owe $900 on.. I will be paying off soon.. and a citi bank card thats $178 i will be paying off..

    _choko

    edit* I got the score from my Ex. credit report
     
  4. Mirage

    Mirage Well-Known Member

    have you been late on these? How long is your history? How many inquires in the 6 months? On the cards you mentioned how close are you to maxing out. Are these the only 2 items on your report?

    Also if you want the Fico score, get it at myfico.com, there are promo codes you can use for a discount. If you want to just see your report go to Privacy Guard, they are doing a daily pull of all three cra for 3 months for a buck at sign-up.

    Best regards,
    Mirage
     
  5. choko

    choko New Member

  6. Mirage

    Mirage Well-Known Member

    In the banner you will see 'Mirage' hit that and you can email me from there.

    Best regards,
    Mirage
     

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