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What day do items come off?

Discussion in 'Credit Talk' started by ElorraM, Jul 26, 2003.

  1. Jul 26, 2003 #1
    ElorraM

    ElorraM Active Member

    If your report says that something is coming off in 8/1996, what day will it come off? The first day of the month or the last day of the month?
     
  3. Jul 26, 2003 #2
    WeatherNLU

    WeatherNLU Well-Known Member

    Elorra,

    I am not positive on what the "rule" is, but I find that when I look at my stuff, it is usually the last day of the month.

    Hope this helps.
     
  4. Jul 26, 2003 #3
    dixidriftr

    dixidriftr Well-Known Member

    I'd wait till 3-4 days before august and dispute as "obsolete". The CRA will probably go ahead and delete.
     
  5. Jul 27, 2003 #4
    ElorraM

    ElorraM Active Member

    My Mom has a bunch of stuff ready to fall off her report within the next 6 months. Should I dispute these as obsolete, or should I say its been more than seven years sinec first delinquency? I know some of these have to be older than 7 years despite what it says on her report. All 3 CRs have different dates for the same item.
     
  6. Jul 27, 2003 #5
    lbrown59

    lbrown59 Well-Known Member

    if its within 3 months of the fall off date dispute it as obsolete
     

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