[color=35007] I think that it is pretty messed up that for $50 , all I get from Chevron is slow reporting to the Beuareus and when I have called to check my balance, they directed my call past the automated system so that a live person can remind me to make my paymnets on time. I guess the $50 is for the babysitting and not the credit building. At least this is the only account I have where I was tricked into paying an extra fee to be extended credit for a higher intrest rate. Yes, I use it! I got get my $50 s worth. "Credit Builder" Are they planning on building my credit anytime soon? If they were building homes, they would be out of bussiness. [/COLOR]