I got four offers to apply for in the mail yesterday. None of them was a "pre-approved" offers. Do you guys think I should apply for any of these? How hard are they to get if I am no "pre-approved" And does this mean I may be moving up for sub-sub-prime to sub-prime? ;-) 1. Chase = Continental Airlines 2. Discover (student) 3. At&T Universal Card I LOVE THIS BOARD....LOL MartysGirl
CHASE CONTENTIAL $45.00 or $65.00 ~ 6,000 sign-up miles...BUT IF YOU CAN'T PAY IN FULL EVERY MONTH, DON'T DO IT! http://creditcardsatchase.com/portal/index.jsp?pageID=choose_a_card DISCOVERCARD FREE UP TO 1% IF YOU CAN'T PAY IN FULL EVERY MONTH, DON'T DO IT! http://www.discovercard.com/discover/data/apply/ AT&T connected to CITIBANK http://www.att.com/ucs/apply/
I hear that the Continental Card is pretty hard to get. I would not mess with the Discover Card at all!!! I have had this card for 11 months with no increase in the CL, plus they raised my APR for no apparent reason. I do not carry a balance on this card and I transfer like 5-15 dollars a month just to PISS them OFF. And then I pay in FULL. There are better cards out there for students. I got the AMEX charge for students, with several open credit lines. They only require no negative items and verification that you are a student. AS for AT&T, I have no knowledge of this card or their selection criteria. Good Luck, I personally like Citibank. They have been good to ME!!!! I have over 11k in credit with them.
Reshod ---------------------------------------------------------------------------------- I would not mess with the Discover Card at all!!! I have had this card for 11 months with no increase in the CL, plus they raised my APR for no apparent reason. ---------------------------------------------------------------------------------- 11 MONTHS...TRY WAITING 5 YEARS...
I'm suffering so much...I wrote another letter to them today to ask what happened to the other $5,500.00 of my credit line increase I asked for.
Good Luck I think i will write a letter telling them all the other lines i have and how they are wasting my time!!!!! I already cut their card up, i just want to waste more of their paper, time, and resources! Ask for an increase for me TOO, PLEASE!!!
I'M ALSO SUFFERING WITH DISCOVERCARD BECAUSE I HAVE 16.49% NEW PEOPLE...14.99% NEW PEOPLE BALANCE TRANSFERS 1.9%...ME 9.9% THEM 6 MONTHS...ME ~3 MONTHS
I am only familiar with the AT& T card. I've had mine for 11 months and have gotten two credit line increases automatically. The APR started at 14.49 and now is 11.99 with fed cuts. When I got the card, I transferred a balance at 2.9 for nine months. Since then, I have charged a few things on it each month to keep it active. Mostly, I use my rewards cards for everyday purchases. No problems with AT & T so far. They do give you $100 in free calls but you wouldn't want to use the card for these after you've exhausting the $100 because the rates are too high.
My mom just got a sears..they gave her $5600..so she freaked out and closed them (I know..go figure)..and today a Discovercard "pre-approval." She asked my advice..Sigh..Mom..keep sears, lose Discovercard... Now, she's getting neither..she shredded them both. I personally hate Discover...just wanted to share that moment with everyone. LOL
