What do you use for monitoring?

Discussion in 'Credit Talk' started by Tegleg, Mar 4, 2007.

  1. Tegleg

    Tegleg Well-Known Member

    Just curious to see.

    I have the following:

    Equifax scorewatch to keep an eye on Equifax FICO.

    Good:
    I can watch at least one FICO since myfico is kinda pricy.
    Is fairly lost cost 6.95 a month.
    Does offer alerts to your FICO and provides a graph to monitor your FICO progress.

    Bad:
    Not much else to it, you can get 2 Equifax reports free a year.

    Truecredit Triple Monitoring:

    Good:
    Able to do daily pulls.
    Gives all 3 Fako scores. I know fako's are not really reliable when compared to FICO but it does offer some comparism as to how your scores are going. Alerts you when any changes made to any of the 3 CRA's.

    Bad:
    Cost 14.95 for one person. Not bad really.

    Privacy Matters triple report.

    Good:
    Cost is better, can have both hubby and I on it for 14.95 a month. Can pull daily for both of us if we wish.

    Bad:
    Was hard for me to get, I signed up for it through keybank 6 weeks ago. It tells you it will arrive by snail mail in 2 weeks. I had given up on it coming, had called and they had no record of me so I went ahead and got Truecredit. I figured my online app got lost in cyberspace. It arrived yesterday, lol. Since I am in trial offer I went ahead and activated it and set up hubby & mine's account.
    Not entirley user friendly is a little confusing.
    Appears to only let you get TU monitoring and TU Fako score. Doesn't give all 3 alerts or fakos like Truecredit.

    I am debating dropping either Truecredit or PM, but I like things about both. Maybye I'll keep both until I get my credit score improved then drop down to one when when I am not monitoring it so closely.

    Decisions decisions, acccck. What do you use?

    Tegleg
     
  2. Msbigbones

    Msbigbones Well-Known Member

    I use truecredit. I like the fact that you can pull all three CR every 24 hours. Not a bad price per month for all three CR and FAKO scores.
     

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