Don't they just send out disputes, the same that you can do yourself? Or do they call the creditor, and have them prove it by sending an application signed by you? I want to give one of them a try, and take some time off for the CR, but still want to see some results. But, I don't mind sending out disputes every once in a while. So, I guess my question boils down to: What makes these companies so special? If a rep from these companies can respond, please do. If you want to email me, email is dharper@saw.net Thank you very much for helping me understand... Dustin
Dustin I'm sure if you do a search on this board on Junum and/or Lexington, you will get all the information you need.
Re: Dustin Pretty much everything I have read didn't really answer my question. What I get out of it is that they send "better" sounding letters to the CRA's, after you sign them. So, am I just paying them $$ to do the exact same stuff I do? My search didn't really answer my questions... I tried that before I posted. Any reps from Junum/Lexington willing to give a trial without monthly fee (I will pay the fees if you get deletions though.). Maybe I am just really skeptical... Dustin
