What does a letter of deletion look like, and what exactly is the procedure for getting them? Do I get ask to get one BEFORE I make payment, or do I make them promise (in writing) to send me one after payment? Or do they send it directly to the credit reporting agencies? Any help on this issue would be greatly appreciated. I especially want to know what one looks like and what it'll say so I know I've got the right document in my hand when I get it and I'm not being duped. Thanks in advance to anyone with any input.