"I have attached a file with information. You may want to scroll to page 13. In short, the FICO score does NOT consider age." The attached file is a pdf file entitled 'Understanding your Credit Score'. On page 13 it says: "What FICO scores ignore FICO scores consider a wide range of information on your credit report, as shown on pages 8â??13. However, they do not consider: Your race, color, religion, national origin, sex and marital status. US law prohibits credit scoring from considering these facts, as well as any receipt of public assistance, or the exercise of any consumer right under the Consumer Credit Protection Act. Your age. Other types of scores may consider your age, but FICO scores donâ??t. Your salary, occupation, title, employer, date employed or employment history. Lenders may consider this information, however, as may other types of scores. Where you live. Any interest rate being charged on a particular credit card or other account. Any items reported as child/family support obligations or rental agreements. Certain types of inquiries (requests for your credit report). The score does not count â??consumer disclosureâ? inquiriesâ??requests you have made for your credit report, in order to check it. It also does not count â??promotional inquiriesâ?â?? requests made by lenders in order to make you a â??pre-approvedâ? credit offerâ??or â??administrative inquiriesâ?â??requests made by lenders to review your account with them. Requests that are marked as coming from employers are not counted either. Any information not found in your credit report. Any information that is not proven to be predictive of future credit performance."