I've had the DMB secured for 14 months and if it wasn't for the fact that it's my oldest trade line, I would have ditched it. However, I was just notified that they are closing my current account, sending me a 'gold' card, taking my limit from $500 to $2000, lowering my apr from 18.9 to 13.9, cutting my annual fee to $35, sending me a check for my $99 deposit, and removing that silly payment hold thing they use. Believe me folks, nothing has all of a sudden made my credit better either, and I never asked for anything. This is now better than my Cap1.
Well, they've treated me like I was their only customer. Lowered my rates, increased my limits, without being asked. Sometimes their reps are kinda dumb, but they're usually real nice. breeze
