Guys, this is just about as bizzare as it gets. Hubby had a time share that he defaulted on. They kicked him out of the association and left him with a balance around $6000. No word from them on the payment, no debt collection, nothing. I logged in to EXP Credit Manager today and I saw DH's score was 618! It went up 33 points since the last time I checked, which was at the beginning of April. So I look around the page, and it shows $0 past due payments, and the time share account is now listed as 'WAS past due' and the status is listed as PAID. Could it be that they sold the time share to someone else and that actually covered the debt owed to them? I don't want to start doing the happy dance before I run this through you guys. PawMix
