RE: WHAT I STHE WAGE ATTACHEME I'm guessing that you have been sued, and there is a judgement against you? A judgement is basically a piece of paper saying that the court agrees that you owe the money, and giving the creditor the ability to forceably take your wages and assets. A creditor can *not* do that unless/until they have already sued and obtained a judgement. The rules for judgement enforcement, like wage garnishments, are set by each state, with guidelines on how much the creditor has to leave you with. You *might* be able to apply for some kind of exemption or reduction based on severe hardship, which would be something like inability to pay your rent, food, and/or transportation to your job. There might also be some room for reduction if you have children to suport, for example. If you cannot afford a regular consultation with an attorney, see if your city has some kind of free legal aid/advice organization (although these are often oriented around eviction defense.) Good Luck. -- CardReport.Com - Credit Tools, News, And Reference http://www.cardreport.com/