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What If Ca Doesn't Respond

Discussion in 'Credit Talk' started by Halo611, Mar 5, 2003.

  1. Mar 5, 2003 #1
    Halo611

    Halo611 Active Member

    I sent the CA a settlement letter via US Postal Service - Certified Mail on February 22, 2003 and I have not received the green card or a response letter from them. What do I do now?

    The CA continously calls my house at least 3 times a day but I don't answer the phone because caller ID shows unknown name/unknown number. They stopped leaving messages. I know they are not calling me to discuss the certified letter.

    So what do I do, where do I go from here?
     
  3. Mar 5, 2003 #2
    jlynn

    jlynn Well-Known Member

    Have the validated? Are they reporting? Have you checked usps.com to see if it has been delivered?

    Need more details.
     
  4. Mar 5, 2003 #3
    lbrown59

    lbrown59 Well-Known Member

    Why didn't you send them the Validation letter instead?
    Hope you didn't hang yourself with your letter! !
     
  5. Mar 5, 2003 #4
    Halo611

    Halo611 Active Member

    The CA did validate the debt. I also sent that letter by Certified Mail. So I then sent them a settlement letter and have checked with usps and it is still showing when I sent the settlement letter to them.

    Did I screw up by sending them a settlement letter? I sent it because they validated the debt.

    "Collection" is now showing up on my credit report - it wasn't about a month ago.
     
  6. Mar 5, 2003 #5
    DISPUTER

    DISPUTER Well-Known Member

    What proof did they send to "validate" the debt?
     
  7. Mar 5, 2003 #6
    bbauer

    bbauer Banned

    First of all, I'll ask the same question as the last poster, of what precisely did the validation they sent you consist of? Not because I repeat just to give my fingers extra exercise or hear my head rattle but because it is vitally important.

    Just because they sent validation does not mean that it is crying time. It simply means that it is time to get a bit more inventive. If one does not have a plan in place to handle all eventualities then validation and all the rest of it is basically nothing more than an exercise in futility in many cases.
     
  8. Mar 7, 2003 #7
    lbrown59

    lbrown59 Well-Known Member

    1*The CA did validate the debt. I also sent that letter by Certified Mail.
    So I then sent them a settlement letter and have checked with usps and it is still showing when I sent the settlement letter to them.
    2*Did I screw up by sending them a settlement letter? I sent it because they validated the debt.
    3*"Collection" is now showing up on my credit report - it wasn't about a month ago.
    Halo611
    ===============
    1*Are you sure or was it just the usual slop they try to pawn of as valiation?
    2*Don't know yet as you haven't given enough information to tell.Exactly what did they claim was validation?
    3*Was this reported before or after your Val, L.?




    The END ************************* LB 59
     
  9. Mar 7, 2003 #8
    lbrown59

    lbrown59 Well-Known Member

    Halo611: How do you want them to respond and what do you want them to respond with?
     

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