Couldn't find the answer to what CHOD is. Saw it several times in the posts. I am guessing...Court House Original Document? Is that even remotely close????
nope! i believe the actual definition is "Creditnet Holiday Onslaught of Disputes" basically it is the timing between thanksgiving and christmas when you dispute with the CRA's giving you better results. CRA's/OC's/CA's are understaffed due to the holidays and there are less working days during your 30 day dispute period, therefore they are less likely to verify.
Thank you Jenz. That is awesome information to remember! Perhaps I will get one more chance at that before moving into my home.