What is Amex rule on apply 2 in a

Discussion in 'Credit Talk' started by Reddiva, Jun 9, 2002.

  1. Reddiva

    Reddiva Member

    Anyone get a card after getting turn do in the same month? Should I wait?
     
  2. Calypso

    Calypso Well-Known Member

    I decided to focus on rewards. Got my Delta Skymiles
    and liked it so much, I applied for Starwood.

    I didn't know that Amex has a 90 day rule. (Do a search here and there are several posts that reference it)

    If you are otherwise "good to go" they will give you the option of reallocating your credit line. I believe
    their rationale is that they just deemed you worthy
    of an XX credit limit and now you are asking for more.

    My advice-- wait the 90 days.
     
  3. GEORGE

    GEORGE Well-Known Member

    My only experience with a SECOND card with AMEX is...clicked on "ACCEPT PRE-APPROVED CARD" (on the AMEX web site where it shows your statement)...I was DENIED for the AMEX CASH BACK CARD!!!
     
  4. GEORGE

    GEORGE Well-Known Member

    Even though the INCOME requirement is $0.00 when you have another card...they still DENIED ME!!!

    I HAVE NO "BADDIES"
     
  5. GEORGE

    GEORGE Well-Known Member

    I had all the AMEX DELTA one all filled out...BUT I CHICKENED OUT!!!!

    I COULDN'T HANDLE ANOTHER DENIAL!!!
     
  6. GEORGE

    GEORGE Well-Known Member

    10,000 MILES OPEN BONUS AND DOUBLE MILES FOR EVERYTHING FOR ONE MONTH UP TO 30,000...
     
  7. GEORGE

    GEORGE Well-Known Member

    ...BUT THAT $85.00 FEE!!!

    I pay $0.00 on all my cards...
     
  8. dwooley

    dwooley Well-Known Member

    They are very willing to cancel the fee is you call them up and ask.
     
  9. GEORGE

    GEORGE Well-Known Member

    FOR REAL???

    ONE TIME OR EVERY YEAR???
     
  10. GEORGE

    GEORGE Well-Known Member

    IS IT AN "INSTANT" APPROVAL/DENIAL...OR WAIT FOR THE MAIL???
     
  11. Calypso

    Calypso Well-Known Member

    I really love the Delta skymiles card. With
    the platinum you actually get 5000 BASE Miles
    as part of your 15,000. And you are rewarded
    with 10000 more BASE miles and a companion ticket in any year that you spend 25K.

    I don't know any other credit card that gives you
    base miles. They are also having a special promotion this summer from July 15-Aug 15
    DOUBLE MILES on EVERY purchase.

    (You have to register on the Amex website for that)
     
  12. Calypso

    Calypso Well-Known Member

    Instant approval. :)
     
  13. GEORGE

    GEORGE Well-Known Member

    10,000 GOLD...
    DOUBLE MILES UP-TO 30,000 BONUS MILES...
     
  14. GEORGE

    GEORGE Well-Known Member

    I WOULD GET THE 7-10 DAYS...

    :(
     
  15. GEORGE

    GEORGE Well-Known Member

    7-10 DAYS OF TORTURE!!!
     

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