What is Amex smoking??

Discussion in 'Credit Talk' started by the other, Sep 25, 2001.

  1. the other

    the other Well-Known Member

    My fiance received his denial letter today for the Amex loc.

    The reason stated was "Not at least 1 open trade 12 months old"

    Now, I know that some of his accounts aren't being reported to Experian, but he does have multiple accounts that are and they are well over a year old.

    Here are the accounts he has that are over 1 year that are on his Experian report:
    Burdines opened 5/98
    Kay Jewelers opened 12/97
    Sears opened 12/97
    mortgage opened 2/1997

    Of course I'm pissed that Fleet won't report his Fleet card to Experian. It was opened 5/94.
  2. roni

    roni Well-Known Member

    Computer form? I'd call and ask for a human review of the application.
  3. Momof3

    Momof3 Well-Known Member

    I hear you the other. I called twice and those had to be hands down the dumbest reps I have ever spoken with, I was quite surprised this being Amex, but they were clueless.

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