I keep seeing reference to this acronym but have no idea what it stands for. Can anyone help me out? Thanks
Chod This stands for credit net holiday onslaught of disputes. I know this because I asked the same question. Apparently they receive a massive amount of disputes between Thanksgiving and Christmas. And since a lot of people are taking leave, etc. it is hard for them to verify the debt, resulting in a greater chance of some deletions. Good luck!
Credinet Holiday of Disputes. The theory was if you disputed during the Christmas holiday season there would be less chance of having a tradeline verified.