What is CHOD?

Discussion in 'Credit Talk' started by krobin02, Jun 26, 2006.

  1. krobin02

    krobin02 Member

    I keep seeing reference to this acronym but have no idea what it stands for. Can anyone help me out?

    Thanks
     
  2. Reatha

    Reatha Well-Known Member

    Chod

    This stands for credit net holiday onslaught of disputes. I know this because I asked the same question. Apparently they receive a massive amount of disputes between Thanksgiving and Christmas. And since a lot of people are taking leave, etc. it is hard for them to verify the debt, resulting in a greater chance of some deletions. Good luck!
     
  3. gib

    gib Well-Known Member

    Credinet Holiday of Disputes. The theory was if you disputed during the Christmas holiday season there would be less chance of having a tradeline verified.
     

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