What is GMAC doing???

Discussion in 'Credit Talk' started by Debmac, Oct 24, 2001.

  1. Debmac

    Debmac Well-Known Member

    Just got this update from Identity Guard (don't laugh) that an inquiry was made to my TU report:

    Company: GMAC - BRANCH #321
    Company Bureau ID: 1201321
    Type of Business: CREDIT CARD AND TRAVEL/ENTERTAINMENT COMPANIES
    Address:
    40500 ANN ARBOR RD
    POB 4500
    PLYMOUTH MI 48170
    Telephone:
    313-453-0700


    What I don't understand is, since WHEN is GMAC in the credit card/entertainment busines?

    Anyone got a light to shed on this?

    Deb
     
  2. supershawn

    supershawn Well-Known Member

    Did you apply for anything?

    GMAC has several divisions, maybe just keyed in wrong code......


    Shawn
     
  3. keltexx

    keltexx Well-Known Member

    The GM Card-MC and Visa I believe. Run by Household Bank. Gives you 5% cash back towards purchase of GM vehicle as incentive (or lack thereof).
     
  4. Debmac

    Debmac Well-Known Member

    No the only thing I did was contest an inquiry that a dealership made last year to finance a car for me...

    Deb
     
  5. Debmac

    Debmac Well-Known Member

    OH gosh... I feel like a darned idiot now...

    I did forget about the GM credit cards, but I sure as heck didn't apply for one with a 540 EQ score..

    Deb
     
  6. supershawn

    supershawn Well-Known Member

    If you didn't apply dispute the inquiry! And, if you did apply, dispute the inquiry!


    Shawn
     
  7. keltexx

    keltexx Well-Known Member

    GM solicited me to apply for this within six months of my last loan w/ them. Had the card for about a year...didn't like the interest rates, so I cancelled.

    Yes, definitely dispute it...write directly to the CRA , listing this, and tell them that you did not authorize GM to pull your credit, nor were you ever informed that they were going to pull your credit/place a hard inquiry on your report.

    Works like a charm for me so far.
     

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