Just got this update from Identity Guard (don't laugh) that an inquiry was made to my TU report: Company: GMAC - BRANCH #321 Company Bureau ID: 1201321 Type of Business: CREDIT CARD AND TRAVEL/ENTERTAINMENT COMPANIES Address: 40500 ANN ARBOR RD POB 4500 PLYMOUTH MI 48170 Telephone: 313-453-0700 What I don't understand is, since WHEN is GMAC in the credit card/entertainment busines? Anyone got a light to shed on this? Deb
The GM Card-MC and Visa I believe. Run by Household Bank. Gives you 5% cash back towards purchase of GM vehicle as incentive (or lack thereof).
No the only thing I did was contest an inquiry that a dealership made last year to finance a car for me... Deb
OH gosh... I feel like a darned idiot now... I did forget about the GM credit cards, but I sure as heck didn't apply for one with a 540 EQ score.. Deb
GM solicited me to apply for this within six months of my last loan w/ them. Had the card for about a year...didn't like the interest rates, so I cancelled. Yes, definitely dispute it...write directly to the CRA , listing this, and tell them that you did not authorize GM to pull your credit, nor were you ever informed that they were going to pull your credit/place a hard inquiry on your report. Works like a charm for me so far.