This is what privacy gaurd says Highest score 572 Equifax 2003/11/09 Middle score 552 Experian 2003/11/09 Lowest score 541 TransUnion 2003/11/09 but when I log onto the differnt bureau websites, they are higher (some lower) exp... 589 !!! equifax... 537!!! BIG DIFFERENCE!!!! Transunion... 521!!! WTF?? WHAT IS CORRECT???? Where do I find this out? This is TOTAL CRAP! This is frustrating and demorilizing! WHERE IS THE TRUTH?
If you need your FICO score you should go to MyFICO.com, as this is THE FICO score. Do a search for a promo code as this can save you a few bucks. Best regards, Mirage
when I apply for credit, are they using myfico to get the numbers? Why aren't the numbers at the respective sites accurate?
When you apply for something, the score they get should be the same as the myfico scores. The number at the other sites, with the exception of equifax, are different because they aren't fico scores. They are nonsense proprietary scores they created to give to consumers. They apparently don't want consumers to know the REAL scores.
Credit scores and credit reports do vary depending on the source. All FICO is is a mathmatical formula that produces a number. If the data that goes into the formula changes, so will the number that comes out of it. Credit reports, even credit reports from the same bureau, will have some variations. A specific buyer might exclude some data, as well as the reseller that provides the report. These differences account for your difference in score.
where is a good spot to search from promos for myfico? I don't want to pay the 38 bucks... will this be a soft inq on my report? I hope it is... since I am trying to bump some of the inqs on my report... I still haven't been able to get any bumped off, is there a standard amount? do the soft inqs from the past year and a half count as well? I have a ton of soft inqs from different companies. But I have started getting a new report everyday using the credit monitoring and PG. Hopefully this helps soon.
As recently as a week ago, code PVN814 still worked at myfico.com. You get a true score, one time for $9.99. It's usually $12.95.
Re: Re: What Is My Correct Fico? is there anyway I can get this for free? I have spent more money on credits reports and the like in the past couple months than I should really be spending... thanks for the tip with the promo code... looks like they will accept it right now...
Re: Re: Re: What Is My Correct Fico? You do realize that you have three separate FICO scores don't you? You will have one for TU, EQ and EX. They are all available at MYFICO.COM
Re: Re: Re: What Is My Correct Fico? uh.... look at my sig. I just want the correct numbers. I just got my free credit report from TU, but there was no score with it.
Re: Re: Re: Re: What Is My Correct Fico? your correct ficos are 755, 822, 789 congratulations. By the way I used a very complex formula to come up with your fico scores. It was based on your age sex religion geographical location and how many former address are reported divided "my" last months enegy bill then I subtracted the Yankees payroll and multiplied that by how many losses the Lakers had in 1974 I factored in a variance of 4 to allow +/- of 765 and then took the number of times George has not recieved credit line increases by various companies and added the amount of times every one this board had PFB mr cooke for a credit line increase took the dollar amount of those increases and subtracted the total offensive line wieght of the Rams and thats how I did it. JK.. lol. : ) Kev
Re: Re: Re: Re: Re: What Is My Correct Fico? OMG...I'm in tears...boy, did I need that today!! HA HA! DB
Re: Re: Re: Re: Re: What Is My Correct Fico? 1*All FICO is a mathematical formula that produces a number. 2*If the data that goes into the formula changes, so will the number that comes out of it. Mycroft ]]]]]]]]]]]]]]]]]]]]]]]]] 1*FICO is a theory formula that produces a fantasy number. 2*70% of the data that goes into the formula is false resulting in incorrect mumblers so there is no correct score. THE END ** *** ** LB 59 """"```--~~~~~~~~~--```'""'''
