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Discussion in 'Credit Talk' started by LKH, Feb 21, 2001.
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never heard of this one
but I did try for the 0% til Sept online offer... got it, but w/a twist. $6 membership fee a month w/it. NOT FREE THEN CAP1!!!
Bait and switch, anyone. I'm hearing few are really getting the true 0%. But I've never heard of this one. Let us know how you do and if they add fees to make up for the 0%
RE: never heard of this one
after having the $500 limit gold card for one month i called up and changed the 4/month fee to $24/year and got a whopping 100 line increase
this is the bottom of the gold card barrell
Are all the Visas Gold
or do they have a regular visa? Strange, you're right. their gold isn't very gold
RE: what is the deal with Cap
It took over 2 weeks before I received my Capital One card. I never tried to contact them in the interval between applying and receipt of the card.
The telephone number I gave them for my home is my computer line. Therefore, I have never received a telephone call from Cap 1. Whenever, I call them they always try to sell me something. No big deal. As we discussed on Sundays chat, you can probably get your annual fee waived by going with MCI.
I have both a Visa classic and a Visa gold from Cap One. The classic came first...nearly six years ago...and I got the gold last August.
As you know, Cap One drives a hard bargain when it comes to increases but they don't seem to be quite as strict with the gold.
Let me tell you! Getting an increase on this confounded classic is like pulling teeth! If only this weren't my oldest tradeline, I'd cancel in a heartbeat! But, unfortunately, I'm stuck. And, since my gold has a decent limit, $3000, I'm going to hang on to it for a while.
Cap One deserves my loyalty, even though they're outrageously stingy, and I'll probably stick with one of these cards for several more years.
RE: what is the deal with Cap
I had this offer. Like Marie, they charged me a $6 per month fee; however, I recently had them credit me 3 months. I threatened to close the card because I did not see the value of the card. Anyway, they told me the same story of having to receive the card and activate it to get the actual LOC. Woohoo $200.
I am giving it to March (3 months) no serious increase, them I am closing it.