What is the lowest credit score of all 3 cra's

Discussion in 'Credit Talk' started by peeper, Mar 20, 2007.

  1. peeper

    peeper Well-Known Member

    Does anyone know what is the lowest score for all 3 cra's someone can have?
     
  2. collectman

    collectman Well-Known Member

    350 is the lowest I've seen.
     
  3. bizwiz41

    bizwiz41 Well-Known Member

    Per the FICO scoring system, the lowest possible score is 350, however even FICO has noted that this score is never actually seen.

    There are other scoring models out there, and the lowest score ranges from 350-450 (but they also have potentially higher scores on the other end of the range).

    As a note, Congress itself has investigated the scoring system, and per interviews with many "experts" there seems to be a considerable lack of clarity on the subject.
     
  4. ontrack

    ontrack Well-Known Member

    As long as the models are proprietary, there will be a lack of clarity.
     
  5. credit1

    credit1 Well-Known Member

    The offical MY FICO logo sticker reads 300-850.
    I have seen below 350, but not many.
     

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