you have heard of with a credit report that has zero derogs, no late pays, etc...credit history of five years (or lets say three) around 14 open accounts and about 80% of credit utilized? Just curious...lol. Would it even break 600? Thanks! L
That was me about a year ago. The answer is 580-600 on TU, 610 Experian, and 635 on Equ. I had lots of mortgage inquiries and about 5 cc inquiries on each. Had about 16 trade lines, no derogs, 6 cc's, 5 student loans, and a few closed items.
Re: What is the lowest score I win! TU says Im a 505 3/02 I think I'm the winner! It's important to keep a positive mental attitude. gilliner
Re: What is the lowest score I win! Thats me. Perfect report, but very high utilization (over 90% - about $60,000 in cc debt). I have about a 660 EXP, 670 EX, and just over 700 TU
Re: What is the lowest score I win! Gilliner, you have a 505 at TU with no derogs??? Thanks everyone! L
Yikes TU 566 EX 578 EQ 567 discharged bk in 97, 2 open disputes ..one with capital one..other with the evil Providian. This is day one for me. It's refreshing to see that I am not the lowest... according to my reports I rank above 10% of US consumers. I'm screwed> boo
TU: 1- 120 day late "settled acct" 1/98 1 30 day late 2/96 EQU: 1- 120 day late "paid collection" 1/98 a zillion inquiries EXP: 1 60 day late 1/01 1 30 day late 2/96 120 day late 8/98 Scores below.... When should I dispute that 30 day late as "obsolete"???
You guys aren't reading my post...lol. I'm not asking for who has the lowest score, but rather what the lowest score anyone has seen for someone with no derogs and the scenario I outlined above. L
I'm sorry, I didn't read the message all the way. Kind of how I didn't read the contract when...... . I am hearby disqualified to paticipate in this contest due to the numerous derogs. (1<drogs<10) gilliner
