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Discussion in 'Credit Talk' started by LKH, Mar 22, 2001.
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Cap.1's gold cards are no different from their regular cards. Low credit limits, high fees and interest. The only card they have that is really decent is the platinum card with a 9.9 fixed rate and a minimum 5K limit.
It could be that their mailing list simply doesn't reflect your new Visa account. Let me explain.
After I got my Providian Visa, I got two nearly identical offers. After a couple of months, I didn't get any more.
After I got my Capital One Visa, I got at least one more offer. But the offer said something to the effect that it wasn't valid if I had responded to another Capital One offer recently.
After I got my Aspire Diamond Visa, I finally recieved an offer for an Aspire Visa Gold. I sent in my "prequalified" application for the gold card, but the only response was a decline letter: "social security number indicates you already have an aspire account" or words to that effect.
I mention the last incident because the offers were for different products. Even if Cap One issues you a Visa and then offers you a MasterCard, it's POSSIBLE that yours is simply a case of mailing list lag. If not, and if you want two gold cards, then you are fortunate indeed.